Plastic & Cosmetic Surgery

Cosmetic Surgery and Health Insurance: Why They Don’t Play Nice

Health Insurance

Health InsuranceHealth insurance just can’t get along with anyone, can it? That would be too easy. No, it has to be difficult and it certainly won’t be covering cosmetic surgery. Insurance companies care if your body functions, not if you are longing for fuller breasts or a rounder butt to help you feel great about yourself and look smoking hot.

Unless you can show that your droopy eyelids are blocking your vision or your sagging belly skin is causing a chronic rash, your insurance company won’t be picking up the bill for eyelid surgery or a tummy tuck.
That’s just how it works. Still, that doesn’t mean they won’t cave for some things.

Get Your Insurance to Pay up

The trick to getting health insurance to foot the bill for cosmetic surgery is to prove that it’s a necessity. Going back to your eyelids, if a doctor says that surgery could treat chronic watery or dry eyes or lift your eyelids back up where they should be so you can see, you may be in luck.

The same thing goes for a breast reduction. Big boobs can take a toll on your body, causing back pain, poor posture and other aches, thus an insurance company may do the math and decide a breast reduction now is cheaper than chiropractic visits for life.

Insurance may also cover reconstructive procedures to repair damage from an accident or a mastectomy.

And If They Won’t?

Odds aren’t your insurance company won’t go for it. So what’s a girl to do? Don’t opt for discount boobs, that’s what. We all know that you get what you pay for. Instead, talk to your cosmetic surgeon about financing options. That’s what we call making a better choice than signing up for sketchy, cheap surgery.


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